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Archive for July, 2009

by Todd Foley

It would be nice to have cars that can run on water and eliminate the need for fuel. Is it possible? Gallons of water would literally power the engine.

When hydrogen burns, it releases water. The only thing to come out the tailpipe is hot air. It is perfectly safe and it can work.

It is perfectly safe and it can work. It would cost less than $2000 to renovate your vehicle. It will fit in your car, no matter what kind you have.

It costs about $2000. Will it fit in your car? Sure!

But some fear that the big oil companies and the USA automobile industry will never let happen. They have much to lose, mainly oil. They will probably use industrial espionage to steal the idea and make their own profits.

They will probably use industrial espionage to steal the idea and make their own profits. Other forms of energy for cars have been around for decades. This is not new.

Forms of energy will come about despite the power of the oil industry. Opponents argue that the main problem here is that you can not extract hydrogen fast enough to launch a car. You can run your car on water and you can quite easily use this concept to implement a hydrogen gas hybrid.

How the two sides can be divided? It seems very likely because the water is already in petrol and diesel; it is very easy to extract tons of energy. Water is much more efficient than gas fuel.

When you drive your car using gas, more energy is lost to heat, pollution and vibration. In the car you average, only 20% of the energy of gas is actually used by the engine.

The rest is wasted, and absorbed in the atmosphere (attacking the ozone layer and contribute to global warming). You would make use of electricity from the battery of your vehicle to convert water into a gas called HHO. In fact, with the HHO Atomic Energy of hydrogen, and chemical stability of water, you will reduce your carbon emissions. You will also get a lot more mileage.

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by Ryan Morelli

Michigan auto insurance has a number of differences from car insurance in other locations in the US. No fault insurance is required by law in Michigan, and comes in three major parts: property protection insurance, personal injury insurance, and residual liability, covering property damage and bodily injury. If you need to register your car in this state, you must buy auto insurance in advance and prove you have coverage. Driving without insurance is against the law.

Policies under Michigan’s no fault insurance provide for reimbursement of medical costs plus lost income from your injury for up to three years. The amount you can receive for this was around four and a half thousand dollars as of 2007. This amount also applies when someone who has died in an accident and who has Michigan auto insurance. His or her family will receive up to that amount every month for three years to make up for the lost income.

If someone is in an accident and his or her injury prevents basic family services from being provided, such as housekeeping, up to twenty dollars per day to hire others to do this for them is also available. You can choose to synchronize your coverage to any existing health or disability policy if you’d like to reduce your premium, as long as it’s not a Medicare or Medicaid policy (these cannot be synchronized). That makes the synchronized policy the primary payer, and the your Michigan auto insurance is responsible for covering what’s left.

If you use Michigan no fault insurance, the policy will pay up to one million dollars for damage you do to fences, railing, buildings, and other types of property belonging to someone else. This policy also pays for damage you do to properly parked cars that belong to other people.

Michigan’s no fault law also protects people with Michigan auto insurance from lawsuits, except under a few special situations. For instance, if you caused an accident and someone else was killed or seriously injured, you were involved in an accident with a car that’s not registered in Michigan, or you were involved in an accident in a different state, a suit might happen.

In addition, if you were more than fifty percent at fault in an accident, you may be sued for up to five hundred dollars in damage to the other car. However, in situations where you’re sued or are legally responsible for damages, your Michigan no fault insurance will pay up to your coverage limits.

There’s a minimum requirement of twenty thousand dollars worth of coverage for property damage and bodily injury coverage to handle situations where a person is injured or killed in an accident. For accidents where several people are injured or killed, up to forty thousand dollars of coverage is required. To cover property damage that happens outside of Michigan, you’ll need to have up to ten thousand dollars of Michigan auto insurance coverage. Just remember that if the court awards more than this, you’ll be responsible for the excess you need to pay.

There are some things that aren’t covered by Michigan no fault insurance, too. For instance, there’s no requirement for insurance to cover repairs to your car, for comprehensive coverage (which handles flood, animal, fire, vandalism and theft damages) or for uninsured or underinsured motorist coverage. You have to buy coverage for this to have it dealt with as part of your Michigan auto insurance.

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by Wesley Draperton

Regular oil changes every 3,000 miles or three months are the best investments that you can get for your car or truck. Staying on top of your oil change intervals, as busy as you may be, can be the difference between your car still driving like new after five years or prematurely turning into a “clunker” before its time.

Oil does much more for vehicles that people realize. Its has a lot of functions that it carries out. Its one of those items that people take for granted, quite naturally, and never know whats its actual purpose is unless something goes wrong.

What makes your vehicle actually go is a series of timed explosions meant to make pistons inside cylinder walls go up and down rapidly. When I say rapidly I am talking about thousands of times per minute. Imagine two files rubbing against one another just a couple of times per minute. Both wear out really fast. This is what would happen to your vehicle if not for motor oil. It serves as a barrier.

Thousands of explosions and constant shearing create a lot of heat inside your engine. So much that if it were not for motor oil your engine would quickly get past several hundred degrees and blow up. A vehicle’s motor oil is designed to absorb a lot of that heat and with the help of antifreeze keep your vehicle bellow 250 degrees Fahrenheit.

A huge service that motor oil does for your car is suspending sludge and and metal shavings that are in your engine. A lot of grime builds us in your engine and oil cleans and carries the grime out of your engine and to your filter.

There really is no reason for not staying on top of your oil changes in our modern day. Your motor oil takes a beating with all the duties its expected to perform and needs to be replaced on a regular basis. You can try to change the oil yourself but this can be quite challenging in newer vehicles without the right tools and you still have to dispose of the waste oil. In every town or city there is a quick lube not too far away from anyone eliminating any excuses for not getting an oil change when it comes time.

If you live in big town you might want to check and see if there is a mobile oil change service in your area. Many people do not even know they exist. These on-site oil change companies will come to your office and service your car while you are there. Some require a certain number of vehicles and some only do big fleets so you want to check with them first. But if you can get in than it takes all the guesswork and hassle out of getting an oil change. You just have to call them up and set up an appointment.

Stay on top of your oil changes. It will keep your vehicle running like new. Motor oil is the lifeblood of any engine and far too many people go thousands of miles past their vehicle’s proper interval. Its best to go 3,000 miles for any gas engine and 5,000 for diesels. Doing this will make sure you get a lot of good years out of your very expensive investment.

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by Simeon Blackstock

What’s the deal with the Auto Body Shops? Everyone might be asking themselves that question. It’s just a matter of knowing what things you should know before you get mad or happy with them. Your car is too important for you, and you should know how to save your money on some items before it’s too late.

Your car has sustained $1500.00 in damage; your insurance company pays you less a deductible. You schedule your vehicle to be repaired at your neighborhood auto body shop. Two days before you take in your vehicle, you get a nasty credit card bill.

You start to ponder, what if I took the money from my auto claim and paid off my credit card? I could live with a distorted fender and hood, there does not seem to be any sort of safety issues. When I get back ahead financially, I will get my car repaired. The problem is, most people from this point will never repair that vehicle.

You should start looking by asking around or dropping into local auto body repair shops in your area. Ask to see what kind of work they perform, how long it will take to complete the repairs, how much it will cost you to get the work completed, and the kind of process they use to repair vehicles, and anything else you feel is important to your specific needs.

If and when you are looking to get your vehicles auto body repaired you should take the time to select a great auto body shop for repair. You will want to choose a shop that offers a wide variety of services. That way all of your auto body needs can be met at the same place and handled by the same qualified professional. It will save you time and money getting it all done in one spot.

One thing to check is how long the shop has been in business for. This is not a sole indicator, but if the shop has been in business for some time chances are they are reliable and should do a good job on your vehicle. Don’t choose a shop that has secured a bad name for their shop. Also, if you were to have any problems down the road you want to be sure that they will be around to uphold any warranty or guarantee that they will most likely give you.

The only way for a shop to keep absorbing blows like this from cash strapped consumers, is to take drastic cuts in what is owed to them, cut their estimate, or even eat the customer’s deductible, which is not even legal in some states. Why would a shop need to work to just keep the lights on, might be better to just close the doors. The insurance company pays the retail estimate, they by no means encourage the customer to cut deals with the shop, there objective is to put the customer back in there prior position. The repair decision ultimately lies on the finicky auto owner.

Auto body repair at your service. Auto body shops need to reinvent their desire. Some auto owners still think of a shop as a dusty, backyard garage. When in fact, a lot of these shops are million dollar state of the art facilities, utilizing highly trained technicians.

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